Special College Grad Retail, Lease and Driver's Option Programs available. Customer must be within 6 months of graduation, or have graduated no more then 24 months prior to the date his/her credit application from one of the following:1. A 2 year accredited college(i.e. junior or community college)2. A 4 year accredited college. 3. An accredited Masters or Doctorate program. 4. An accredited Registered Nursing or Licenced Practical Nursing school.Must have been employed full time or have verifiable commitment for employment. Must provide 3 personal references. Must be purchasing a new or Certified pre-owned Volkswagen for which the proposed payment will not exceed 25% of gross monthly income. May not have any derogatory credit.